Premium insurtech platform providing affordable and structured health insurance solutions for South African small and medium-sized enterprises
Collective care and shared strength for South African SMEs
To democratize access to quality health coverage for every SME employee in South Africa.
To provide transparent, cost-effective, and digitally managed accident and health insurance solutions that empower SMEs and protect their workforce.
Collective care and shared strength - we believe in community-centered healthcare solutions.
Clear, predictable pricing with no hidden costs or surprise fees.
Leveraging technology to simplify insurance administration and enhance user experience.
Full alignment with South African regulatory requirements and industry standards.
Tailored solutions for every SME size and budget
Perfect for Micro-SMEs
Ideal for Small-SMEs
Best for Medium-SMEs
Get an instant quote for your SME workforce
Addressing the critical gaps in SME health insurance
Starting from R450/month per employee - significantly lower than traditional medical schemes
Over 2.5 million underserved SMEs in South Africa with workforce healthcare needs
Simplified administration through our online enrollment and management portal
Capital-efficient UMA structure with low upfront insurance capital requirements
Licensed under Insurance Act 18 of 2017, FSCA regulated, POPIA compliant
Customizable coverage options tailored to your SME's specific needs
Comprehensive digital solutions for modern SMEs
Instant premium calculations with transparent pricing for all SME sizes
Streamlined digital onboarding process for quick and easy employee registration
User-friendly platform for managing policies, claims, and employee information
Flexible plan options and add-ons to match your specific business requirements
Comprehensive dashboards and analytics for investor-grade transparency
Dedicated support team available around the clock for claims and queries
Powered by cutting-edge insurtech solutions
Optimized for smartphones and tablets with responsive interface
Secure, scalable cloud hosting for reliable 24/7 access
POPIA-compliant data management with enterprise-grade encryption
Instant policy changes and claims processing notifications
AI-powered underwriting and claims assessment for faster decisions
Comprehensive insights and reporting for business intelligence
Join us in transforming SME healthcare in South Africa
R5-10 Million
Initial funding requirement for market entry and platform development
Recurring Premiums
Scalable commission-based income from underwriting partners
5-Year Plan
Strong margin scalability with rapid SME onboarding
Year 7 Target
PE or strategic acquisition with clear dilution waterfall
Request our comprehensive investor presentation with detailed financials, market analysis, and growth projections
Everything you need to know about Ubuntu Healthcare
Ubuntu Healthcare operates as an Underwriting Management Agency (UMA) specifically designed for SMEs. We offer significantly lower premiums (starting at R450/month vs R2000+ for medical schemes), simplified administration, and digital-first management. Our focus is exclusively on serving small and medium businesses with affordable, structured health insurance.
Yes, we are fully licensed under the Insurance Act 18 of 2017 and supervised by both the Financial Sector Conduct Authority (FSCA) and the Prudential Authority. We are also POPIA-compliant for all client data management, ensuring the highest standards of regulatory compliance and data security.
Our Essential Plan is designed for micro-SMEs and can accommodate as few as 1 employee. There is no minimum employee requirement, making our plans accessible to businesses of all sizes from sole proprietors to medium-sized enterprises with 500+ employees.
Absolutely! While we offer three core plans (Essential, Growth, and Comprehensive), all plans include customizable add-ons for chronic conditions, dental and optical care, maternity benefits, and more. Our team will work with you to create a package that fits your budget and workforce requirements.
Once enrolled, employees receive immediate access to our 24/7 support line and can book GP visits within 24-48 hours. Emergency care is covered immediately. Our digital platform provides instant policy details and access to our network of healthcare providers across South Africa.
Our online administration portal allows you to manage employee enrollments, view policy details, submit and track claims, update coverage options, access invoices and payment history, and generate reports. The portal is mobile-optimized and available 24/7 for your convenience.
Pre-existing conditions can be covered through our chronic condition add-ons, available with the Growth and Comprehensive plans. There may be waiting periods depending on the specific condition. Our underwriting team will assess each case individually to provide appropriate coverage options.
Getting started is easy! Use our pricing calculator above to get an instant quote, then click "Request Quote" to provide your business details. Our team will contact you within 24 hours to discuss your needs and guide you through the enrollment process. You can also call us directly at +27 10 300 0945.
We're here to help with your healthcare insurance needs